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I HATE BANKS

PostPosted: Tue Sep 17, 2013 12:30 pm
by assateague
Yes another rant. I trapped a fox for some folks last week and they paid me via check, $125. So I just took it to their bank to cash because that's what I do when I get paid with a check, and was asked "you're aware of our $10 check cashing fee right?"

I of course said no and muttered some shit under my breath, and asked if they charge AT&T or the utility company a $10 fee when their customer's check is presented for payment. Well that's different sir- yeah go figure.

What kind of bullshit is that?

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 12:36 pm
by bill herian
Could you just deposit it and then withdraw the money? Or do they charge twenty for that?

I guess I've never cashed a check, but when I deposit one there is a line for cash back, couldn't you just request the amount on the check?

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 12:39 pm
by assateague
It's okay – my prices just went up $10.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 12:42 pm
by bill herian
Oh, you weren't at your bank.

Do you even use a bank?

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 12:46 pm
by goodkarmarising
All my side jobs get done in cash, no checks, been burned once before taking a check and won't do it again.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 1:15 pm
by assateague
goodkarmarising wrote:All my side jobs get done in cash, no checks, been burned once before taking a check and won't do it again.


Same here, that's why I always cash their check at their bank. But this $10 charge is BS.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 1:34 pm
by 3legged_lab
Ass rape! That's all it is.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 3:21 pm
by vincentpa
I just got charged over 7.5% commission to PNC bank to change dollars to euros. That's highway fuggin robbery. Their excuse was they can't give me the wholesale rate plus a small reasonable commission. Yeah right! They are one of the biggest banks in the world. It's another example of the banks hitting the good customers to make up for money lost due to new regulations on the Dodd-Frank financial bill. To put it another way, we are paying for the screw ups that can't manage their accounts and thus enabling them to be more irresponsible.


Sent from my iPhone 5, which sucks my cojones. Don't buy one.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 3:31 pm
by Tomkat
AT,
They tried that shit on me last night. I got ignorant and loud and they decided to cash my check and get me out of their lobby.

Legally I don't think they can charge a check cashing fee. Thats what I screamed at the teller any way. Bottom line, I got my money and didn't pay their shitty fee.

Have you considered getting vocal over the matter?



Blog- http://www.ksducks.com

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 3:34 pm
by The Duck Hammer
Tomkat wrote:AT,

Have you considered getting vocal over the matter?



Blog- http://www.ksducks.com


Maybe an angry haiku would do the trick...


Sent from my Vox Mortem

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 4:29 pm
by Flightstopper
Tomkat wrote:AT,
They tried that shit on me last night. I got ignorant and loud and they decided to cash my check and get me out of their lobby.

Legally I don't think they can charge a check cashing fee. Thats what I screamed at the teller any way. Bottom line, I got my money and didn't pay their shitty fee.

Have you considered getting vocal over the matter?



Blog- http://www.ksducks.com


This can't be true.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 5:29 pm
by Tomkat
SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 5:59 pm
by assateague
The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 7:39 pm
by one2many
wells fargo?

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 7:42 pm
by vincentpa
assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!

Re: I HATE BANKS

PostPosted: Tue Sep 17, 2013 8:04 pm
by Tiler_J
Tomkat wrote:SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS

So you didn't yell, stomp your feet, and have a little temper tantrum in the bank to get your way?

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 3:01 am
by Tomkat
Tiler_J wrote:
Tomkat wrote:SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS

So you didn't yell, stomp your feet, and have a little temper tantrum in the bank to get your way?


No , I told you I did that. Pay attention boy.



Blog- http://www.ksducks.com

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 6:05 am
by assateague
vincentpa wrote:
assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!



How well does it work when you try and pay for groceries with a Lehman brothers account statement?

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 7:30 am
by goodkarmarising
The ride from the Dow at 8,000 to 15,500 has been good for my retirement account.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 8:07 am
by Tomkat
goodkarmarising wrote:The ride from the Dow at 8,000 to 15,500 has been good for my retirement account.


X 2

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 8:16 am
by assateague
Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 8:22 am
by The Duck Hammer
:lol:



Sent from my Vox Mortem

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 8:25 am
by goodkarmarising
assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


:lol: :lol: :lol: I don't like buying at record highs, but I still keep buying in and will buy as the markets turn down also.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 10:22 am
by Tomkat
assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


No hoping at all. Expected.

Anyone in the market who is upset over rise and fall is a fool.

I buy and hold. Every week no matter what the market is doing, unless it falls then I buy even more.



Blog- http://www.ksducks.com

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 11:53 am
by QH's Paw
vincentpa wrote:
assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!

You haven't made shit until you cash out. I doubt you can resist the ride, which always falls over the edge at some point. Finding that point and getting off the ride is what most do not get or firgure out.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 12:14 pm
by Tomkat
Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 12:23 pm
by QH's Paw
Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 12:36 pm
by goodkarmarising
QH's Paw wrote:
Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.


x2...Yeah I took a big loss when the market tanked in 2008 on paper but I didn't lose my initial investment into the market. All of that came back on paper plus a lot more. All that money I pumped into my TSP (401k) during 2008 is worth close to double when I put it in.

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 1:06 pm
by Tomkat
QH's Paw wrote:
Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.


AGREE.

the idea, of course, is to cash out when the value is high....right?

Re: I HATE BANKS

PostPosted: Wed Sep 18, 2013 1:08 pm
by Tomkat
assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


Not so fast Mr Lopez

WASHINGTON (AP) -- The Federal Reserve has decided against reducing its stimulus for the U.S. economy, saying it will maintain the pace of its bond purchases because it thinks the economy still needs the support.

The Fed says it decided to hold off on slowing the $85 billion a month in bond purchases to see more conclusive evidence that the recovery will be sustained.

In a statement after its meeting, the Fed says that the economy is growing moderately and that some indicators of labor market conditions have shown improvement. But it noted that rising mortgage rates and government spending cuts are restraining growth.

The bond purchases are intended to keep long-term loan rates low to spur borrowing and spending.

Many thought the Fed would scale back its purchases, despite mixed economic reports.