I HATE BANKS

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I HATE BANKS

Postby assateague » Tue Sep 17, 2013 12:30 pm

Yes another rant. I trapped a fox for some folks last week and they paid me via check, $125. So I just took it to their bank to cash because that's what I do when I get paid with a check, and was asked "you're aware of our $10 check cashing fee right?"

I of course said no and muttered some shit under my breath, and asked if they charge AT&T or the utility company a $10 fee when their customer's check is presented for payment. Well that's different sir- yeah go figure.

What kind of bullshit is that?
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Re: I HATE BANKS

Postby bill herian » Tue Sep 17, 2013 12:36 pm

Could you just deposit it and then withdraw the money? Or do they charge twenty for that?

I guess I've never cashed a check, but when I deposit one there is a line for cash back, couldn't you just request the amount on the check?
Last edited by bill herian on Tue Sep 17, 2013 12:40 pm, edited 1 time in total.
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Re: I HATE BANKS

Postby assateague » Tue Sep 17, 2013 12:39 pm

It's okay – my prices just went up $10.
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Re: I HATE BANKS

Postby bill herian » Tue Sep 17, 2013 12:42 pm

Oh, you weren't at your bank.

Do you even use a bank?
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Re: I HATE BANKS

Postby goodkarmarising » Tue Sep 17, 2013 12:46 pm

All my side jobs get done in cash, no checks, been burned once before taking a check and won't do it again.
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Re: I HATE BANKS

Postby assateague » Tue Sep 17, 2013 1:15 pm

goodkarmarising wrote:All my side jobs get done in cash, no checks, been burned once before taking a check and won't do it again.


Same here, that's why I always cash their check at their bank. But this $10 charge is BS.
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Re: I HATE BANKS

Postby 3legged_lab » Tue Sep 17, 2013 1:34 pm

Ass rape! That's all it is.
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Re: I HATE BANKS

Postby vincentpa » Tue Sep 17, 2013 3:21 pm

I just got charged over 7.5% commission to PNC bank to change dollars to euros. That's highway fuggin robbery. Their excuse was they can't give me the wholesale rate plus a small reasonable commission. Yeah right! They are one of the biggest banks in the world. It's another example of the banks hitting the good customers to make up for money lost due to new regulations on the Dodd-Frank financial bill. To put it another way, we are paying for the screw ups that can't manage their accounts and thus enabling them to be more irresponsible.


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Re: I HATE BANKS

Postby Tomkat » Tue Sep 17, 2013 3:31 pm

AT,
They tried that shit on me last night. I got ignorant and loud and they decided to cash my check and get me out of their lobby.

Legally I don't think they can charge a check cashing fee. Thats what I screamed at the teller any way. Bottom line, I got my money and didn't pay their shitty fee.

Have you considered getting vocal over the matter?



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Re: I HATE BANKS

Postby The Duck Hammer » Tue Sep 17, 2013 3:34 pm

Tomkat wrote:AT,

Have you considered getting vocal over the matter?



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Maybe an angry haiku would do the trick...


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Re: I HATE BANKS

Postby Flightstopper » Tue Sep 17, 2013 4:29 pm

Tomkat wrote:AT,
They tried that shit on me last night. I got ignorant and loud and they decided to cash my check and get me out of their lobby.

Legally I don't think they can charge a check cashing fee. Thats what I screamed at the teller any way. Bottom line, I got my money and didn't pay their shitty fee.

Have you considered getting vocal over the matter?



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Re: I HATE BANKS

Postby Tomkat » Tue Sep 17, 2013 5:29 pm

SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS
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Re: I HATE BANKS

Postby assateague » Tue Sep 17, 2013 5:59 pm

The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.
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Re: I HATE BANKS

Postby one2many » Tue Sep 17, 2013 7:39 pm

wells fargo?
No helicopter looking for a murder
Two in the mornin got the Fatburger
Even saw the lights of the Goodyear Blimp
And it read, "Jeffys a pimp"
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Re: I HATE BANKS

Postby vincentpa » Tue Sep 17, 2013 7:42 pm

assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!
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Re: I HATE BANKS

Postby Tiler_J » Tue Sep 17, 2013 8:04 pm

Tomkat wrote:SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS

So you didn't yell, stomp your feet, and have a little temper tantrum in the bank to get your way?
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 3:01 am

Tiler_J wrote:
Tomkat wrote:SURPRISE! ITS NOT!!

I was surprised to learn that banks can now charge a check cashing fee.

SUCKS

So you didn't yell, stomp your feet, and have a little temper tantrum in the bank to get your way?


No , I told you I did that. Pay attention boy.



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Re: I HATE BANKS

Postby assateague » Wed Sep 18, 2013 6:05 am

vincentpa wrote:
assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!



How well does it work when you try and pay for groceries with a Lehman brothers account statement?
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Re: I HATE BANKS

Postby goodkarmarising » Wed Sep 18, 2013 7:30 am

The ride from the Dow at 8,000 to 15,500 has been good for my retirement account.
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 8:07 am

goodkarmarising wrote:The ride from the Dow at 8,000 to 15,500 has been good for my retirement account.


X 2
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Re: I HATE BANKS

Postby assateague » Wed Sep 18, 2013 8:16 am

Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.
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Re: I HATE BANKS

Postby The Duck Hammer » Wed Sep 18, 2013 8:22 am

:lol:



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Re: I HATE BANKS

Postby goodkarmarising » Wed Sep 18, 2013 8:25 am

assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


:lol: :lol: :lol: I don't like buying at record highs, but I still keep buying in and will buy as the markets turn down also.
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 10:22 am

assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


No hoping at all. Expected.

Anyone in the market who is upset over rise and fall is a fool.

I buy and hold. Every week no matter what the market is doing, unless it falls then I buy even more.



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Re: I HATE BANKS

Postby QH's Paw » Wed Sep 18, 2013 11:53 am

vincentpa wrote:
assateague wrote:The mason jars get better and better. And like I said- ill just raise my rates. No skin off my ass- it won't be my place overrun with vermin if they don't want to pay.


Mason jars! Nigga, I made tens of thousands in the market over the last few years. That nigga Obama made the market skyrocket wif his f'd up economic policy. I'm rich beeeeaaaaatch!

You haven't made shit until you cash out. I doubt you can resist the ride, which always falls over the edge at some point. Finding that point and getting off the ride is what most do not get or firgure out.
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 12:14 pm

Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.
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Re: I HATE BANKS

Postby QH's Paw » Wed Sep 18, 2013 12:23 pm

Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.
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Re: I HATE BANKS

Postby goodkarmarising » Wed Sep 18, 2013 12:36 pm

QH's Paw wrote:
Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.


x2...Yeah I took a big loss when the market tanked in 2008 on paper but I didn't lose my initial investment into the market. All of that came back on paper plus a lot more. All that money I pumped into my TSP (401k) during 2008 is worth close to double when I put it in.
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 1:06 pm

QH's Paw wrote:
Tomkat wrote:Timing the market is what gets you killed. Best to buy and hold.

Day trading is a fools errand.

I get what you're saying. Over time, holding gets you positive but, you have to cash out at some point to "make" or realize profit.
At work, people are always saying I "made" or "lost" $XX today in my 401(k). I say you haven't made or lost until you're out.


AGREE.

the idea, of course, is to cash out when the value is high....right?
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Re: I HATE BANKS

Postby Tomkat » Wed Sep 18, 2013 1:08 pm

assateague wrote:Hopefully after the fed announces they're cutting some stimulus later today you'll enjoy the ride back down just as much.


Not so fast Mr Lopez

WASHINGTON (AP) -- The Federal Reserve has decided against reducing its stimulus for the U.S. economy, saying it will maintain the pace of its bond purchases because it thinks the economy still needs the support.

The Fed says it decided to hold off on slowing the $85 billion a month in bond purchases to see more conclusive evidence that the recovery will be sustained.

In a statement after its meeting, the Fed says that the economy is growing moderately and that some indicators of labor market conditions have shown improvement. But it noted that rising mortgage rates and government spending cuts are restraining growth.

The bond purchases are intended to keep long-term loan rates low to spur borrowing and spending.

Many thought the Fed would scale back its purchases, despite mixed economic reports.
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